Traveling, especially as a digital nomad, can seem a bit more overwhelming than ever before. As you take you first step towards becoming a digital nomad, whether it be a single trip or a season of adventures, you’ll want to keep these tips and tricks from my friends at Travel Insurance Master in mind. Travel insurance provides an invaluable resource that’s become a true essential and they share exactly why!
Even if you haven’t taken the jump to becoming a digital nomad just yet, one thing we all have in common is a passion for adventure! Multiple destinations are a fantastic way to experience new places, cultures, and people. Take advantage of your ability to work or adventure from anywhere while you visit and cross off the destinations that have always been on your list! Just be aware that the number of flights, transfers, accommodations, activities, and more can all add up to a riskier trip. As a traveler, you will want to mitigate that risk with travel insurance. If your adventure includes multiple countries, you will want to request a quote accordingly. Travel Insurance Master makes it easier than ever to request one and find the best plan and value for you in just 3 steps. You’ll see on Step 1 you’ll be asked to choose your destination. If you’re visiting multiple destinations before returning home, simply select the first country you are traveling to. If you fly out and return home in a few months, just a single policy should cover your entire trip. If you alternatively return home and fly out again, you will want to purchase another plan for each of the round trips. Just make sure your day of departure and return, as well as your Trip Cost, or non-refundable expenses, are accurate. Whether you have one destination or several, when you’re in a new place or even a more familiar one, the unexpected can still happen. As soon as you put your initial trip deposit down, you will want to protect your investment of planning time and money too. Illness or injury could prevent you from taking your trip, a hurricane could affect your destination, and so many other unknowns can seriously alter your plans. Without the right protection, you could be left paying for a trip that you may have never even went on. Purchasing travel insurance early on in the planning process will also make you eligible for a larger variety of plans and some of the most popular time sensitive benefits. My friends at Travel Insurance Master have worked in the industry for decades. They truly understand that travel insurance should never be one size fits all and set out to do the hard work and research for you. They bring a large variety of plans and benefits from the top travel insurance providers to one website, so you can shop and compare all in one place. Cancel for Any Reason, or CFAR, is one of the most requested benefits and gives you the most flexibility. Just like the name suggests, you’ll be able to cancel for any reason whatsoever usually up to 2 days prior to departure for up to 75% reimbursement of your prepaid, non-refundable travel expenses. It’s important to note CFAR does not replace your normal Trip Cancellation benefit which gives you the ability to cancel your trip before it starts for an eligible covered reason to receive reimbursement for 100% of your trip cost. There are many covered reasons for Trip Cancellation, most commonly when you or your travel companion suddenly fall ill or sustain an injury that prevents you from taking your trip. See your specific plan for details and the requirements you will have to meet. Comprehensive Plans with these Trip Cancellation benefits also include Travel Medical benefits. It’s extremely important to remember that your regular health insurance rarely offers coverage outside your home country. A travel insurance plan with a Medical benefit helps fill that gap in coverage. Trip Cancellation plans even offer coverage for cancellation or interruption if you get sick or test positive for COVID-19. Without this benefit, an emergency could leave you with hefty medical bills that you may need to pay for out of pocket. The Medical Evacuation benefit is also something to look for in case of medically necessary evacuation. The Non-Medical Evacuation benefit is there for you in the event of scenarios like Political, Security, or Natural Disaster evacuation. See your plan details for coverage limits and specifics. The once in a lifetime memories you make during your travels should be the right reasons, not the wrong ones. Find the best travel insurance for your next adventure, whether it’s to one destination or several, at the TIM website. You’ll quickly find your personalized recommendation and be on your way to planning and enjoying your next adventure!
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AuthorCourtney Golman Archives
September 2022
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